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TD Insurance is part of TD Bank Group, one of Canada's largest financial institutions. TD Insurance helps protect clients from the 'accidents of life' with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.
In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top homes and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.
At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated, and professional development is taken seriously. More than just a job, we offer rewarding careers. Job Description
As an Intermediate Underwriter the accountability is to drive profitable growth through quality underwriting with a commercial focus.
•Accountable to collaborate with internal partners to identify new business opportunities and provide superior technical expertise to advisors and customers to price the risk appropriately.
•Qualify underwriting files by understanding the needs and risk characteristics of the customer, ensuring benefits from both top-line and profitability perspectives.
•Develop and maintain relationships cross-functionally and with external stakeholders to deliver an exceptional customer experience.
•Act as a point of escalation for more junior underwriters to refer risks within established authority levels
•Maintain the quality and profitability of the portfolio and refer all risks outside of established authority levels to the appropriate approver for review and actioning.
•Provide insights on market research and analysis, develop business cases for pricing, coverage and product improvements.
•Contribute to the introduction and communication of pricing, coverage and/or product changes from time to time, including creating uw bulletins, contributing to development of uw guidelines, etc.
•Help identify areas of concern regarding loss ratios, risk trends or other discrepancies
•Participate in Quality Reviews and audits as required.
•Support maintenance of a compliant UW environment in relation to guidelines and rules.
•May provide coverage advice and communicate underwriting decisions to customers to ensure their unique insurance needs are being met and we have delivered an exceptional customer experience. Requirements
•Undergraduate degree or relevant professional certifications, designations, or equivalent required
•3+ years relevant experience in commercial insurance Hours
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Banking, Finance and Insurance